Buyers Advocacy
Home Buyers & Investors

Full Service Home Buyer

Complete property acquisition service

Whether you’re a first timer or a seasoned purchaser, buying a home can be confusing, time consuming and emotionally draining. The variety of properties in the market and the lack of objective information can make it difficult to arrive at a decision that’s genuinely in your best interests.

Full Service Home Buyer helps you cut through all this. It’s your complete search, selection and purchase negotiation service.

First, we assess your financial situation (income, assets, commitments, borrowing capacity) and undertake a detailed lifestyle evaluation to help determine the kind of property that will meet your needs now and in the foreseeable future.

Second, we search the market on your behalf to find a home that will suit your current and future lifestyle needs. When we find a potentially suitable property, we provide a verbal report covering the two key factors that influence what you can expect to pay for your home:

1. Technical value — how much the property is worth in the context of the current market. We determine this by evaluating recent sales results for properties of similar size and style in the local area. We also look at the supply of land and property styles, and compare this with demand as determined by demographic trends, location, floorplan and streetscape.
2. Emotional premium — when you’re buying a home to live in, emotional attachment plays a part. How much more than the technical value are you prepared to pay to secure the property you love and the lifestyle it offers?

As an owner occupier, you won’t qualify for tax benefits associated with holding the property. However, you can still accumulate equity as the property’s technical value grows over the years — providing a potential source of funds from which to draw for future investment or personal use.

This is why Full Service Home Buyer also includes an assessment and verbal report on the property’s capital growth potential. To determine this, we look at the land value per square metre, and the land-to-asset ratio (the amount of land as a proportion of the property’s overall technical value.)

Third, we develop a strategy to bid at auction or negotiate the purchase for the lowest possible price in the context of current market conditions.

Full Service Investor

The start to finish service

Buying an investment property can be confusing, time consuming and costly if you get it wrong. “What is the right investment property for my circumstances? What are the important factors to consider? What impact will an investment property have on my cash flow? What are my financial goals and how do I achieve them by investing in property?” These are a few questions that you should consider before committing significant funds to the property market.

The variety of properties in the market and the lack of objective information about investing can make it difficult to arrive at a decision that is genuinely in your best interests. The Full Service Investor guides you through the process. It is your complete search, selection, analysis and purchase negotiation service.

First, we assess your financial situation (income, assets, commitments, borrowing capacity) and your personal goals (travel / have children / change your working hours / wealth creation etc.)

Second, we search the market on your behalf to find a property that will improve your financial situation and help you achieve your personal goals. When we find a potentially suitable property, we provide a detailed report that:

1. compares the level of demand (indicated by demographic trends, location, floor plan and streetscape) with the level of supply (indicated by the availability of land and comparable building styles). The higher the enduring demand relative to supply, the greater the property’s investment potential;
2. evaluates the property’s capital growth potential (strong / moderate limited) based on the factors above;
3. compares recent comparable sales data to assist in establishing commercially viable purchase price;
4. evaluates the projected rental income of the property, and for our finance clients, analyses your likely cash flow situation (negatively geared / neutrally geared / positively geared).

Third, we develop a strategy to bid at auction or negotiate the purchase for the lowest possible price in the context of current market conditions.